Valbridge Property Advisors | Houston is your FHA certified appraisal companyThe FHA keeps a roster of approved appraisers for each state - Valbridge Property Advisors | Houston is on the roster of approved appraisers for TX. Valbridge Property Advisors | Houston is qualified and approved to do appraisals for FHA insured loans. We're trained and understand the rules and procedures in FHA's guidance and policy documents. Be sure to contact Valbridge Property Advisors | Houston if you need an appraisal done for an FHA-secured loan. An FHA loan is underwritten by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is ensure that the mortgage is secure in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are created to aid low-to-moderate income homebuyers help meet credit qualifications if they otherwise would not. Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are incredibly useful to those buyers with less accumulated cash. |