Need an appraisal in Houston or Harris County?

The top 7 reasons why TX homeowners need Valbridge Property Advisors | Houston:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to reduce their monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a TX divorce, when real estate property needs to be divided
  7. To settle an estate in Harris county or TX by determining the true market value of property in question

Own a house in or near Houston, TX and need help determining the value of it?
Contact Valbridge Property Advisors | Houston.

We at Valbridge Property Advisors | Houston understand the particular needs of a homeowner looking for appraisal services. Our regular business clients understand the appraisal process and the usual documents we provide. Being a regular homeowner that ordinarily doesn't see an appraisal on a regular basis,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Valbridge Property Advisors | Houston are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value conclusion than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping folks just like you abolish unneeded and unwanted PMI insurance.

Challenging property tax assessments

Lets say you live in an area that's going down -- your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Valbridge Property Advisors | Houston is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow angle, and detrimental to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Valbridge Property Advisors | Houston can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you would like to have a veteran appraiser double-check it for precision or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Valbridge Property Advisors | Houston can help you with that. Even though this is usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.